Hopefully you will never have reason to use your Michigan health insurance, however if you do then there are a few tips you can use to make the process of dealing with insurance as easy as possible.
What to take to a Doctor’s Appointment
If you are visiting a new doctor then you will need to take a few items of paperwork with you in order to get your file up to date. It’s a good idea to show up slightly early for your appointment in case you need a bit of extra time to sort things out. It is likely that the office staff at the front desk will ask you for your health insurance card, your photo identification as well as any forms that had been sent to your previously by the Doctor. Once you get to your appointment and begin discussions with the doctor, it is important that you give them as much information about your health history as possible. For example, try and provide a history of your family’s health, highlight any hereditary conditions even if you do not currently suffer from it. If you have access to previous medical records it is also a good idea to present these. As well as, if you are currently taking any prescribed medications take these along for your doctor to inspect. All of these things will help your new doctor to get a well-rounded view of your healthcare needs. After your appointment you will need to check out with the office staff. If you have any deductibles on your health insurance policy you will need to pay that amount when you check out.
Know When to Seek Emergency Care
Not all health insurance plans covers emergency care, so first of all you need to check that yours does. However, it may not necessary for you to go straight down to the emergency room. It is highly common for people to panic following an accident or injury but try to calm down and think about what care you need. There are many primary care doctors that offer same day appointments and walk in, and if possible this should be your first plan of action. If your injury is not a life or death situation then going to the emergency room will cost you far more money than if you went to your primary care doctor.