Your life is hectic with work, family and friends all pulling you in different directions so it is easy to see how buying or renewing your auto insurance can slip through the tracks.  This is a very expensive mistake though.  When you are caught driving without car insurance, your driving career could be at its end.  It is all not worth it especially when it is convenient and affordable to purchase Florida auto insurance from

Benefits of Online Shopping

Sitting down and meeting with different insurance agents takes up a lot of time so does calling them on the phone to send you over insurance quotes by fax or email.  When you consider that you probably will windowshop with three or more agents then that is a lot of time wasted that could be spent with those you care about or finishing up that work project.

With Florida auto insurance shopping, you can just browse the internet looking for the best rates and then make a request for quote without ever having to talk to a living soul if you don’t want to.  And it all can be done from the comfort of your office desk on your lunch break or your home laptop on a Saturday afternoon.  There are even websites you can find where you just have to type in what you are looking for and the search engine will compile all the data, send out for quotes for you and then present you with the best options.

Here are some important things you should know about auto insurance in Florida:

  • Florida is one of only a few no-fault states in the United States. This means that a person injured in an automobile accident does not have to provide evidence that it is the other party’ fault to receive payment for their medical bills. Because of this, you must buy Personal Injury Protection Insurance of at least $10,000 per person. If you have multiple people sharing a vehicle, then ask how much is recommended to take out in the policy.  You always want to make sure you are prepared for anything.
  • In 2008, Florida passed a new law to protect drivers from phony insurance claims. Emotional pain is no longer a viable reason to sue for damages.
  • You will find that Florida has some of the most reasonable rates among all the states and by shopping online you will find even greater discounts.

Update Your Agent on any Changes

Once you select your Florida auto insurance at, it is important that you keep your new agent updated on any changes in your life that could cause changes in your policy. Notify him of the following changes: daily mileage becomes less, you have earned a spotless driving record or you have bought a new car or moved to a new home. A more dependable model of car or living in a quieter, less crowded part of the state could mean even deeper discounts for you. So, grab your cup of coffee and start your research today. Finding auto insurance has never been easier.